18+ 18+ only. This page discusses adult services. All platforms covered here, including PureLove, are for adults only. AI companions are fictional; nothing here is a real person.
Harpy Chat vs Swipey: which one fits you? (2026)
Harpy Chat 
Swipey We pulled the published pricing and policies for Harpy Chat and Swipey, dated every claim, and marked what we couldn't verify. No screenshots-from-2023, no invented features.
Side by side
| Harpy Chat | Swipey | |
|---|---|---|
| Best for | Genuinely free unlimited roleplay on free models, with cheap premium tiers for top LLMs and strong group-chat/lorebook features. | AI girlfriend platform with a TikTok-style AI feed, Duels and live sessions, AI versions of real verified creators, and a low $7.99/month Premium plus a hearts currency. |
| Paid plans | pricing not published | from $7.99/mo |
| Free tier | Official homepage structured data lists the app with an Offer price of 0 USD. Guest/no-signup chat and 'unlimited messages on free models' were seen on the official homepage 2026-07-23 but are not shown on the redesigned public page; not re-checked 2026-10-08. | Official pricing FAQ: a limited free tier with no credit card required — 'you can create a character, browse the feed and try basic chat. The free tier is intentionally limited; Premium unlocks everything.' |
| NSFW allowed | ✓Yes | ✓Yes |
| Long-term memory | — | ✓ Official: 'with Premium, Memories keep the moments that matter'. |
| Voice / phone calls | — | ✓ Official: 'With Premium, call her in real time — billed in hearts per minute — and her voice messages in the chat are included.' |
| Image generation | — | ✓ Premium, paid in hearts; official site says the character profile keeps face and body consistent across images. Listed as 'NSFW image generation (character-consistent)'. |
| Create your own companion | — | ✓ Create AI builder: realistic or anime style, age, ethnicity, body, hair, eyes, one of seven personalities with its own spice level, occupation and voice; custom characters are private. |
Data collected 2026-10-08; prices and features change — check each product's own site for current terms. Items marked "unconfirmed" could not be verified from official sources.
Cut to it:
Choose Harpy Chat if…
- Genuinely free unlimited roleplay on free models, with cheap premium tiers for top LLMs and strong group-chat/lorebook features.
Choose Swipey if…
- You want long-term memory, live voice calls, image generation, video generation and custom character creation. Harpy Chat doesn't verifiably offer these.
- AI girlfriend platform with a TikTok-style AI feed, Duels and live sessions, AI versions of real verified creators, and a low $7.99/month Premium plus a hearts currency.
Pricing, in plain numbers
Harpy Chat does not publish pricing publicly, so we mark it unconfirmed rather than guessing. Swipey starts at $7.99/mo (as of 2026-10-08). Watch for token systems and add-ons on both sides: the sticker price is rarely the whole bill in this category.
NSFW policy
Harpy Chat allows NSFW content. Official Terms (updated March 30, 2026, operator 'harpy chat co., ltd.'): platform is for users 18+, and 'Sexually explicit content may not be made accessible to anyone under the age of 18'; prohibits sexual exploitation of minors, hate speech and content glorifying self-harm. Site has an SFW/mature toggle. Swipey allows NSFW content. Official homepage: 'Swipey AI is built for adults 18+, with age checks, and it is uncensored for them across chat, images and video.' Blocked for everyone per the Terms: minors, real people without consent, non-consent, incest and bestiality. (Earlier third-party claims that explicit content is not allowed are contradicted by the official site.)
How this comparison was built
No mystery meat: here is exactly where this page comes from. every price and policy above was pulled from an official source where possible, dated, and marked unconfirmed where it wasn't verifiable. We don't invent weaknesses and we don't claim hands-on testing we haven't done. Full rules: editorial policy.
Frequently asked questions
Does Harpy Chat allow NSFW content?
Based on its official policy, Harpy Chat allows NSFW content. Official Terms (updated March 30, 2026, operator 'harpy chat co., ltd.'): platform is for users 18+, and 'Sexually explicit content may not be made accessible to anyone under the age of 18'; prohibits sexual exploitation of minors, hate speech and content glorifying self-harm. Site has an SFW/mature toggle.
Does Swipey allow NSFW content?
Based on its official policy, Swipey allows NSFW content. Official homepage: 'Swipey AI is built for adults 18+, with age checks, and it is uncensored for them across chat, images and video.' Blocked for everyone per the Terms: minors, real people without consent, non-consent, incest and bestiality. (Earlier third-party claims that explicit content is not allowed are contradicted by the official site.)
How much does Swipey cost?
Swipey paid plans start around $7.99/mo (as of 2026-10-08). Free tier: Official pricing FAQ: a limited free tier with no credit card required — 'you can create a character, browse the feed and try basic chat. The free tier is intentionally limited; Premium unlocks everything.'
Which is cheaper, Harpy Chat or Swipey?
We could only verify pricing for Swipey. The other doesn't publish prices publicly.
The third option most people miss
our productBest for free adult AI chat with realistic and anime characters, photos and voice calls
If you're torn between Harpy Chat and Swipey, the tiebreaker is usually price vs features. PureLove, our own product, is free: unlimited text chat after signup, with photos, voice notes and live calls on free tokens. It's a web app with no native iOS or Android app, so you chat in the browser. Decide with that on the table.
- Free: unlimited text chat after signup, no paid plan required
- Photos, voice notes and live voice calls run on free tokens
- 46 realistic and 20 anime characters, plus a character builder
- It's a web app with no native iOS or Android app, so you chat in the browser.
- Photos and voice are capped by your free tokens; only text chat is unlimited
Sources
- Harpy ChatHarpy Chat official homepage (retrieved 2026-10-08)
- Harpy ChatHarpy Chat Terms of Service (updated 2026-03-30) (retrieved 2026-10-08)
- Harpy ChatHarpy AI Review, Pricing (AIMojo) (retrieved 2026-10-08, secondary source)
- Harpy Chathttps://opentools.ai/tools/harpy-chat (retrieved 2026-07-23)
- Swipeyhttps://swipey.ai/ (retrieved 2026-10-08)
- Swipeyhttps://swipey.ai/pricing (retrieved 2026-10-08)
- Swipeyhttps://aichatmates.com/swipey-ai-review/ (retrieved 2026-07-23)
- Swipeyhttps://www.straight.com/advisor/swipey-ai-review/ (retrieved 2026-07-23)
- Swipeyhttps://theresanaiforthat.com/ai/swipey/ (retrieved 2026-07-23)
- Swipeyhttps://www.my-ai-gf.net/en/website/swipey-ai (retrieved 2026-07-23)