18+ 18+ only. This page discusses adult services. All platforms covered here, including PureLove, are for adults only. AI companions are fictional; nothing here is a real person.
Secrets AI vs Talkie AI: which one fits you? (2026)
Secrets AI 
Talkie AI We pulled the published pricing and policies for Secrets AI and Talkie AI, dated every claim, and marked what we couldn't verify. No screenshots-from-2023, no invented features.
Side by side
| Secrets AI | Talkie AI | |
|---|---|---|
| Best for | Realistic AI girlfriend site with voice calls, image/video generation and weekly 'Shorts' mini-dramas, running on Premium/Ultimate plans plus a 'Moments' credit economy. Note: many lookalike domains (secrets-ai.net/.org/.digital etc.) are third-party affiliate clones; secrets.ai is the live product. | A mainstream, filtered character-chat app (powered by MiniMax) known for voices, anime/game characters, gamified collectible cards and the new Talkie Claw Telegram/Discord companions, rather than adult content. |
| Paid plans | from $19.99/mo | from $9.99/mo |
| Free tier | Free tier exists (official FAQ: 'we do provide free access ... But to unlock features like unlimited texting or voice calls, you need to upgrade to premium plans'). Site banner advertises '200 Free Moments!'. 'Moments' is the in-app currency spent on images, videos and voice calls. | Free AI character chat is the core product (site titles itself 'Talkie | Free AI Character Chat'); virtual-currency/card-reward economy with in-app recharges. Talkie+ upsell shown on site ('Unlock with Talkie+', '-50%') without public USD prices. |
| NSFW allowed | ✓Yes | ✕No |
| Long-term memory | ✓ Memory recall by plan referenced in site copy; chat memories and a lorebook are preserved when clearing chat. The earlier '2x/4x/6x Memory Recall' tier names were not re-checked 2026-10-08. | ✓ 'Memory' tab in official site navigation; FAQ notes memory capacity is technically limited and being improved. |
| Voice / phone calls | ✓ Official site: 'Lifelike AI Voice Calls'; FAQ: voice calls require premium plans and are paid in Moments. | — |
| Voice chat | — | ✓ Official character pages are titled 'Chat with [character] - text or voice'; voice is widely reviewed as a flagship feature. |
| Image generation | ✓ Official site: 'Generate Images & Videos'; Premium includes 'image & video generation'. | — |
| Create your own companion | ✓ 'Create Your Own' companion option (custom?create=1) plus pre-made companions. | ✓ Official site 'Create a Talkie' plus official FAQ references UGC tools to create and modify AI characters, with creator revenue share. |
| Native mobile apps | ✕ Secondary review: web-installable only, 'not in the App Store or Google Play'. No app store links found on the official homepage. (unconfirmed) | ✓ 'Download App' on official site. Android: 'Talkie: Creative AI Community' by SUBSUP on Google Play (50M+ downloads, updated Oct 7, 2026). The main Talkie app did not appear in a US App Store search on 2026-10-08 (only the separate 'Talkie Lab - AI Playground' by SUBSUP), so US iOS availability is unconfirmed. |
Data collected 2026-10-08; prices and features change — check each product's own site for current terms. Items marked "unconfirmed" could not be verified from official sources.
The honest fork in the road:
Choose Secrets AI if…
- You want live voice calls, image generation and video generation. Talkie AI doesn't verifiably offer these.
- You want NSFW without workarounds: Talkie AI does not allow NSFW content.
- Realistic AI girlfriend site with voice calls, image/video generation and weekly 'Shorts' mini-dramas, running on Premium/Ultimate plans plus a 'Moments' credit economy. Note: many lookalike domains (secrets-ai.net/.org/.digital etc.) are third-party affiliate clones; secrets.ai is the live product.
Choose Talkie AI if…
- You want voice chat and native mobile apps. Secrets AI doesn't verifiably offer these.
- You explicitly do NOT want NSFW content anywhere near your chats.
- A mainstream, filtered character-chat app (powered by MiniMax) known for voices, anime/game characters, gamified collectible cards and the new Talkie Claw Telegram/Discord companions, rather than adult content.
Pricing, in plain numbers
Secrets AI does not publish pricing publicly, so we mark it unconfirmed rather than guessing. Talkie AI does not publish pricing publicly, so we mark it unconfirmed rather than guessing. Watch for token systems and add-ons on both sides: the sticker price is rarely the whole bill in this category.
NSFW policy
Secrets AI allows NSFW content. Official site markets explicitly adult chat ('fun and naughty conversations', 'Your Private Escape for Love Making', 'unfiltered pleasure'). Operated by Secret Labs Inc. (Dover, DE, USA). Talkie AI does not allow NSFW content. Official FAQ (re-checked 2026-10-08): 'Pornographic and violent content are prohibited as per our terms of service, but we aim to support a diverse range of character types within safe parameters.' Conversations are auto-filtered against regional laws.
How this comparison was built
How this comparison was built — the boring part that makes the rest trustworthy: every price and policy above was pulled from an official source where possible, dated, and marked unconfirmed where it wasn't verifiable. We don't invent weaknesses and we don't claim hands-on testing we haven't done. Full rules: editorial policy.
Frequently asked questions
Does Secrets AI allow NSFW content?
Based on its official policy, Secrets AI allows NSFW content. Official site markets explicitly adult chat ('fun and naughty conversations', 'Your Private Escape for Love Making', 'unfiltered pleasure'). Operated by Secret Labs Inc. (Dover, DE, USA).
Does Talkie AI allow NSFW content?
Based on its official policy, Talkie AI does not allow NSFW content. Official FAQ (re-checked 2026-10-08): 'Pornographic and violent content are prohibited as per our terms of service, but we aim to support a diverse range of character types within safe parameters.' Conversations are auto-filtered against regional laws.
Which is cheaper, Secrets AI or Talkie AI?
We could only verify pricing for neither app. The other doesn't publish prices publicly.
The third option most people miss
our productBest for free adult AI chat with realistic and anime characters, photos and voice calls
If you're torn between Secrets AI and Talkie AI, the tiebreaker is usually price vs features. PureLove, our own product, is free: unlimited text chat after signup, with photos, voice notes and live calls on free tokens. It's newer and smaller than the biggest apps here, with a smaller character roster. Decide with that on the table.
- Free: unlimited text chat after signup, no paid plan required
- Photos, voice notes and live voice calls run on free tokens
- 46 realistic and 20 anime characters, plus a character builder
- It's newer and smaller than the biggest apps here, with a smaller character roster.
- Photos and voice are capped by your free tokens; only text chat is unlimited
Sources
- Secrets AISecrets AI official site (homepage, FAQ, plan copy) (retrieved 2026-10-08)
- Secrets AISecrets AI Review 2026 (AI Companion Library, Sept 22 2026; plan prices, Moments costs) (retrieved 2026-10-08, secondary source)
- Secrets AISecrets AI on AIxploria directory (retrieved 2026-07-23, secondary source)
- Talkie AITalkie AI official homepage (retrieved 2026-10-08)
- Talkie AITalkie official FAQ (retrieved 2026-10-08)
- Talkie AITalkie x Claw guide (beta, pricing note) (retrieved 2026-10-08)
- Talkie AITalkieClaw Web is Here! (official feature page) (retrieved 2026-10-08)
- Talkie AITalkie character page ('text or voice') (retrieved 2026-10-08)
- Talkie AITalkie: Creative AI Community on Google Play (SUBSUP) (retrieved 2026-10-08)
- Talkie AITalkie AI Premium Guide (Flowith) (retrieved 2026-07-23, secondary source)
- Talkie AITalkie AI Review 2026 (HoneyChat) (retrieved 2026-07-23, secondary source)